{"id":17870,"date":"2026-01-25T18:39:07","date_gmt":"2026-01-25T18:39:07","guid":{"rendered":"https:\/\/casaotoch.com\/?p=17870"},"modified":"2026-01-25T18:39:08","modified_gmt":"2026-01-25T18:39:08","slug":"buy-first-home-ourense-aid-2026","status":"publish","type":"post","link":"https:\/\/casaotoch.com\/en\/buy-first-home-ourense-aid-2026\/","title":{"rendered":"Buying your first home in Ourense in 2026: Aids and affordable neighbourhoods"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Making the leap from renting to buying is one of the most important (and terrifying) decisions you will ever make. However, 2026 brings good news for first-time buyers in Galicia. Between new public subsidies and certain neighbourhoods that still maintain competitive prices, becoming a landlord in Ourense is more viable than you think.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At&nbsp;<strong>Otoch House<\/strong>&nbsp;We want to make the numbers work for you. That's why we've compiled the essentials you need to know before you start looking.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ayudas-activas-en-2026-el-empujn-que-necesitas\">Active aid in 2026: The push you need<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This year, the Xunta de Galicia has reinforced its commitment to access to housing.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Youth guarantees:<\/strong>\u00a0If you are under 36 years of age, you are eligible for public guarantees that cover up to\u00a0<strong>20% of the purchase price<\/strong>. This is vital, as it allows you to access a mortgage financing almost 100% of the value, without the need to have a huge down payment saved.<a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/subvenciones\/ayudas-y-subvenciones-para-la-vivienda-en-galicia\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><\/a><\/li>\n\n\n\n<li><strong>Subsidised housing:<\/strong>\u00a0New direct assistance lines have been activated for up to\u00a0<strong>20.000\u20ac<\/strong>\u00a0for the acquisition of subsidised housing in specific areas. In Ourense, there are already beneficiaries taking advantage of these funds to access rehabilitated or newly developed properties.<a href=\"https:\/\/ourensexa.com\/es\/news\/la-xunta-concedio-136-ayudas-para-la-adquisicion-de-vivienda-protegida-en-ourense-a-lo-largo-de-2025\/114103\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><\/a>\u200b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"los-barrios-ms-inteligentes-para-tu-bolsillo\">The smartest neighbourhoods for your pocket<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your budget is tight, you don't have to give up living in the city. Ourense has \u201chidden gems\u201d where the square metre is still very affordable, at around&nbsp;<strong>1.000 - 1.200 \u20ac\/m\u00b2<\/strong>&nbsp;(compared to more than \u20ac2,000\/m\u00b2 in the centre).<a rel=\"noreferrer noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.20minutos.es\/noticia\/5194838\/0\/barrio-ourense-mas-barato-comprar-piso\/\"><\/a><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Mari\u00f1amansa:<\/strong>\u00a0It is currently one of the cheapest neighbourhoods. You can find 2 or 3 bedroom flats ready to move into (or with minor refurbishment) for prices that would surprise anyone coming from renting. It is an area with its own life and all services.<a href=\"https:\/\/www.elconfidencial.com\/vivienda\/2024-10-15\/1qrt-barrio-mas-barato-comprar-casa-ourense-pisos-dos-dormitorios-68000-euros_3981069\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><\/a>\u200b<\/li>\n\n\n\n<li><strong>O Vinti\u00fan and A Carballeira:<\/strong>\u00a0They are the perfect alternative for those looking for peace and quiet and low prices. They are working class, honest and well connected by bus, where you get your money's worth.<a href=\"https:\/\/www.20minutos.es\/noticia\/5194838\/0\/barrio-ourense-mas-barato-comprar-piso\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><\/a>\u200b<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"por-qu-comprar-ahora\">Why buy now?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The rental market in Ourense is tense and prices are rising. Buying in one of these neighbourhoods not only gives you stability, but, in many cases, the&nbsp;<strong>your mortgage payment will be less than what you would pay in rent.<\/strong>&nbsp;for a similar flat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Shall we crunch the numbers?<\/strong><br>Come and see us at Casa Otoch. We will analyse your situation, we will see what help you are eligible for and we will show you flats that fit your real budget, with no small print.<\/p>","protected":false},"excerpt":{"rendered":"<p>Dar el salto del alquiler a la compra es una de las decisiones m\u00e1s importantes (y aterradoras) que tomar\u00e1s. Sin embargo, 2026 trae buenas noticias para los compradores primerizos en Galicia. Entre las nuevas ayudas p\u00fablicas y ciertos barrios que a\u00fan mantienen precios competitivos, convertirse en propietario en Ourense es m\u00e1s viable de lo que [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[129],"tags":[132,131,130],"class_list":["post-17870","post","type-post","status-publish","format-standard","hentry","category-guia-para-compradores","tag-ayudas-xunta-2026","tag-pisos-baratos-ourense","tag-primera-vivenda"],"_links":{"self":[{"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/posts\/17870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/comments?post=17870"}],"version-history":[{"count":1,"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/posts\/17870\/revisions"}],"predecessor-version":[{"id":17871,"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/posts\/17870\/revisions\/17871"}],"wp:attachment":[{"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/media?parent=17870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/categories?post=17870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casaotoch.com\/en\/wp-json\/wp\/v2\/tags?post=17870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}